The Importance of Workers Comp in Nursing Facilities

Nursing facilities accommodate a wide range of people, and the close quarters offer an increased risk of spreading illnesses. Employees are not immune to the risk, and may be more endangered due to the close contact with the residents. Caring for sick individuals involves skin-to-skin contact and handling used materials that may be infected. In order to protect your employees and your business, it is important to invest in nursing facilities workers compensation.

This may cover more than the acquisition of an occupational disease. Depending on your insurance plan, you may also receive coverage for employees that are injured on the job. This may seem unlikely in nursing facilities, but the reality is that accidents can happen anywhere. Chefs and food staff can sever fingers; workers can slip and hurt themselves; and they can also break or fracture bones. You can look for coverage that includes wage replacement benefits, medical treatment, etc. This will allow the injured individual to receive the proper medical care needed for recovery. It will also provide income so that he or she is not burdened by the loss of earnings. This will prove to be invaluable to your employees, and give them peace about their future if something terrible were to happen.

Nursing facilities workers compensation may help take away any anxiety that you have as an employer. It may protect you from potential lawsuits, it will protect your employees, and it may ultimately be worth the investment.