Adding Attached Equipment to Your Vehicle Policy

As a general contractor, your van or truck is a vital part of your business. It carries the equipment and tools you need to get a job done and get paid. Are you confident the equipment attached to your vehicle is insured?

Be Certain You Are Protected

What happens to an attached toolbox or ladder that gets damaged in the event of an accident? You may have assumed that was a part of your policy, but you better be sure. Insuring permanently attached equipment is important to understand when it comes to protecting your business assets.

What You Should Insure

If you attach work equipment to your vehicle or purchase a new one fully loaded, take notice of each piece in order to protect the overall value. As well as a ladder or toolbox, you can also protect the following in case of damage:

  • Racks
  • Shelving
  • Spotlights
  • Grill Guards

Verify Your Protection

If you are not sure whether or not your permanently attached equipment is included in your original policy, don’t delay another day and call your agent. Verify what equipment can and should be insured to protect against financial loss.

As a contractor, your vehicle is a part of your business. Protect your assets so you don’t lose out on thousands of dollars your business needs.