How to Train Brewery Staff

dsayles

If you have a brewery, you already know how important training is. If you want the best staff possible, what do you need to focus on? Here are a couple of tips on employee training.

Focus on Customer Service

Customer service is crucial in any business where you are serving people. At a brewery, you need your employees to understand how to work with customers. They should know how to carry themselves and how to resolve conflicts. In addition, your staff needs to understand what a proper pour is and how to handle the glasses properly.

Educate on Beer Knowledge

If you have a brewery, your staff needs to have knowledge about beer. Your clients may have a number of different questions. The experts at www.dsayles.com stress the importance of staff knowing the basic terminology and vocabulary. In addition, your staff needs knowledge of the different types of beer available and what the ingredients inside of them are. If you have a customer who wants a specific flavor, will your staff know what to recommend?

When it comes to running a brewery, you need to focus on brewery training. A good staff is a hallmark of a good brewery. The employees are going to be the face of your brand. You need to make sure that the training reflects your goals.

How to Choose an Online Rent Payment Solution

Rent Rescue

Making rental payments as easy as possible on tenants means you have a higher chance of being paid on time. With so many options, it can be difficult to choose the best online rent payment solutions for your investment. There are a few things to consider before making a decision.

Best Companies

The experts at Rent Rescue recommend Cozy, PayYourRent, Avail, TenantCloud, and SparkRental. These companies offer a variety of features depending on your needs and size of your rental portfolio.

Payment Options

When deciding on the best company to choose, you need to look at their payment options. ACH transfers mean you have the money faster, but they often come with higher fees. Connecting to other services such as PayPal or Stripe may mean a one-to-two-day delay in payments, but many renters likely already use these types of services.

Rent Schedules

Investors with multiple properties may want scheduling options. Some services offer tenants the ability to automatically pull funds from their account. Rent reminders can ping them before rent is late automatically. These features can help streamline the process.

When choosing the best online rent payment solutions for your rental properties, make sure it is both convenient and secure. Keeping rent payments easy to make helps improve the likelihood of being paid on time.

Three Reasons to Choose a Boutique Brokerage for Insurance

iSure Insurance Brokers

There are many companies you can choose to go with to meet your insurance needs. However, each firm has its own policies and abilities to meet your needs. A boutique insurance brokerage offers many advantages over a general firm.

Innovative Solutions

Not every business is the same. Boutique firms can tailor policies to meet the actual risks your business faces. By using quality insurance products and a deep understanding of your business, these tailored solutions can better cover your exposures. The experts at iSure Insurance Brokers state the risk and liability climate is always shifting requiring innovative solutions to insurance.

Quality Benefits

The last thing your company wants is to spend a lot of money on insurance products that offer minimal benefits to the company and employees. Working with a boutique firm allows your business to maximize their insurance benefits while staying within your budget. Getting the most bang for your buck allows you to better cover your risks and provide coverage for your employees.

Wealth Protection

High-income individuals need coverage beyond the standard home, auto, and health. When the insurance runs out, you could be sued for additional money requiring the benefits of umbrella insurance. Or maybe you have expensive toys like a yacht or aircraft that need protection.

Whether an individual or a company set on growing, a boutique insurance brokerage can meet your insurance needs. The right coverage keeps you thinking and moving forward.

What’s the Difference Between Surety and Insurance?

iSure Insurance Brokers

Surety bonds are an important part of doing business for many professionals and businesses. They are what the term bonded refers to when you hire bonded contractors or service providers, and they are also used frequently for corporate officers whose decisions could expose the company to liability. They’re not insurance, though, and before you finalize your risk management plan, it’s important that you understand when you need one product and when you will be better served by the other.

Bonds vs Insurance Policies

Bonds are usually used to set aside a reserve fund in the event that there is an expense related to liability incurred in a professional capacity. That makes them complementary to your insurance, not an alternative since insurance policies cover you in case of a mishap or unexpected bad-faith actors. For those with high deductible business policies, a bond can even be a purchase designed to cover the deductible in the event of a claim, allowing you to operate with a clear mind about what happens in an emergency. If you need a bond, iSure Insurance Brokers has more information about exactly what it covers and how it interacts with the rest of your risk management plan. Make sure you learn everything you can before closing a purchase, that way you know you have everything you need.

Proper Fuel Tank Ventilation Keeps Boats Running

Merrimac Marine Insurance

Without properly installing the fuel tank, boat owners can face some serious consequences. Over time, the vents can become clogged and leave you stranded. Here are a few tips on how to properly vent a fuel tank.

Avoid Spills

The experts at Merrimac Marine Insurance recommends a fuel-surge protector and a no-spill valve to help prevent gasoline spills. In addition to not being environmentally friendly, fuel spills stain the hull. Keep the valves clean to allow the tank to breathe.

Vertical Installation

Designed for vertical installation, the fuel vents aim to keep the exhaust fumes away from the interior of the boat and moving outboard. Mount the vents high enough to avoid water splashing into them.

Prevent Traps

Traps or sags in the vent lines can prevent proper system functioning. The fuel can puddle if the fuel line is not straight. Allow gravity to work for your vent line.

Clamshell Cover

These handy devices keep heavy spray from entering the vent lines and mixing with your fuel. Face downward to keep rain and waves from entering the vent.

These tips on how to properly vent a fuel tank can prevent issues with the fuel. Keeping the vents, screens, and tank clean can prevent the boat from leaving you stranded.

Are You Eligible for Rent Default Insurance?

Rent Default Insurance

Owning rental property can be lucrative. If your tenants bail on you without adequate notice, however, you can be stuck with a lot of bills and no way to pay them. Loss of rent insurance can compensate you during these incidents if you qualify for it. There are several factors that insurance companies consider to determine your eligibility.

Who Is Eligible for Coverage?

As outlined on https://www.rentrescue.com, landlords with contracted properties whose tenants meet certain risk requirements are typically eligible for rent default insurance. Owners of multifamily units, townhomes and rental houses may qualify for coverage if they rent to tenants who fulfill minimum financial stability requirements:

  • No evictions within the last five years
  • No recent bankruptcies
  • Financially capable of paying rent

Because your eligibility is directly related to your tenants’ rental records, it is important to screen prospective renters. Not offering a rental contract to potentially problematic tenants lowers the risk for your insurance company.

What Isn’t Eligible for Coverage?

Rent default insurance only covers the loss of the rent payment itself under normal circumstances as described by your policy. No property damage is covered, nor is loss of rent due to issues with the building itself.

Your insurance agent can help you navigate the coverage you need to protect your business. Rent default insurance may be a good policy to add to your package.

Getting Your Establishment the Protection it Needs

RMS Hospitality Group

Insurance can be such a hassle to deal with as a business owner or manager. There can be plenty of risks involving locations specializing in hospitality. That is why getting together with a good insurance team that can get you the right policy package can save you more than you think.

What Coverages Should You Consider?

When it comes to insurance, it is much better to be prepared with the right amount of policies than being left paying out of pocket. Therefore, a policy like liquor liability should be a top priority. This coverage comes into play when a patron who was served alcohol on your premises causes property damage or injures themselves. You may even be held liable if they hurt someone else. Liquor liability handles the financial necessities of such a claim.
Another important policy to add to your coverage is a general liability. A policy like this comes in handy for the potential injuries, slips and falls that occur in a setting like hospitality work. You should also make sure your package includes commercial property insurance.

Why Brokers?

Hospitality insurance brokers work for you and not for the needs of a specific agency. RMS Hospitality Group recommends that you meet with insurance experts that can adjust to your specific situation as soon as possible so they can build a plan just for you and at a rate you can afford.

Insurance Coverage for Finance Providers

bankers professional liability

When you work in the finance industry, your services expose you to many areas of liability. By offering more specific coverage than a general business liability policy, a bankers professional liability plan works to provide coverage for wrongful professional services acts. These are specific instances that could include:

The actual or alleged omission
Errors
Misstatement
Misleading statement
Neglect or breach of duty

Although it called a bankers professional liability, the coverage is applicable for a variety of professionals working with client finances. Some of the providers who qualify for this insurance would be escrow agents, tax planners, financial planners or estate planners. There is always the possibility of errors or omissions in your services despite your best efforts with client information and services provided. If you are considering purchasing an extended coverage such as this, it can be used for both full or part-time employees, members on the board of directors, officers and any seasonal or contract hire.

While this insurance provided financial assistance with legal costs and awards for judgment received against you or your company, it does not apply to situations that arise from fraudulent actions, dishonest behavior, criminal activity or willful negligence. It also will not cover incidents of slander, defamation or libel. Work with your local agent to ensure you carry enough professional liability coverage.

Why Laundry Services Need Insurance

fabricare laundry

One of the most important things any business can do is find the best-fitting insurance possible. While any business benefits from general policies, insurance programs with a focus on the specific industry of the business can ensure that all the unique challenges and risks are covered. In the case of fabricare laundry, there are a variety of liabilities that are present that many basic business insurance policies won’t cover. For that reason, it’s important to weigh your options and consider the ones more familiar with the struggles you may face.

Legal Problems

Fabricare laundry’s main risk involves the fact that the business’s main service requires bringing third-party property under its care. While doing so, any damage, loss or other problems become the responsibility of the business. If something goes wrong, claims can be made, leading to legal fees such as attorney costs, settlement, replace and repairment payments, etc.

Business Property

However, third-party belongings aren’t the only possible problem. With fabricare laundry, there is usually the inclusion of very complex and important equipment. If something breaks down or is damaged from frequent use or abuse, insurance can often cover the costs as long as it has equipment breakdown as a part of the policy.

Automobile Damage

Depending on where your fabricare laundry service is located, this can be more common than you may think. Drivers can make a mistake when parking and end up running into the storefront. If they do not have insurance for that kind of coverage, then financial responsibility becomes your business’s.

Common Risks Experienced by Every Property Manager

us risks insurance

Running an apartment building comes with many risks to the property manager. Using a company like US Risks Insurance to cover your liabilities can help you manage your risk. Here are some common risks.

Tenant Discrimination

Tenant discrimination still happens unfortunately. Despite your best efforts or intentions, the tenant may file a claim stating they were discriminated against.

Employment Practices

An apartment complex requires several employees to run efficiently. There are people to run the office, maintain the grounds and handle maintenance requests. An employee who feels unfairly treated or fired without grounds can sue your business.

Business Income

Disasters happen causing destruction and loss of income. When a loss is covered, business income insurance helps cover those extra expenses and loss of rent the property experiences.

Builders Risk

Adding a new building to your apartment complex can increase your rental income but the construction phase comes with its own risks. A builders risk policy covers mistakes the contractors may make.

D&O Liability

If the apartment complex has a board of directors, directors and officers liability helps cover mistakes the board makes. Common mistakes include discrimination and fiduciary duty breaches.

Protect the risks associated with running an apartment building by addressing these concerns with US Risks Insurance. The policies help protect the financial assets of the business and handle the claims process.