3 Ways Staffing Insurance Keeps Your Agency Safe

Staffing agencies like yours have unique needs that set them apart from other businesses in any industry. This simple fact can make insuring our business entirely and creating a smooth, professional experience for everyone involved seem like an insurmountable challenge. However, temporary staffing insurance is on your side, and has what it takes in order to keep you, your employees and your clients safe and happy. It manages to do this by offering a few different layers of protection, such as

  • Legal protections and financial support in the event that your employee sustains physical injuries or work-related illnesses while placed at your client’s company.
  • Financial and legal support in the event that your temporary employee causes property damage or other sorts of trouble at your client’s place of business.
  • Keeps you on track and gets you the help you need if you or your employee are accused of copyright infringement, libel, slander or another crime in the same realm.

Each of these simple yet effective protective layers are what allow temporary staffing insurance to get you all the help you need to run your business smoothly and effectively. Speak to a professional about general liability insurance for your field as well as additional coverage options to get the support and protection you need in no time at all.

Insurance Solutions for Contractors

Construction general liability insurance

Understanding the difference between construction general liability insurance and other kinds of insurance is necessary for many contractors. The following describes some common forms of insurance.

Property Insurance

Your business property is part of what you have invested in your success, and it should be protected. Property insurance will cover tools and equipment for many contractors.

Builders Risk

This is a specific type of property insurance that offers coverage for fire, vandalism and other unforeseen events that may occur during construction. Each project will have a different value, and therefore different needs for builders risk insurance.

Construction General Liability Insurance

If someone files a lawsuit against your business for property damage or injury, liability insurance can protect you. It will cover injuries to non-employees and damages that may occur on property that is not owned by your business.

Commercial Vehicles

Commercial vehicle insurance needs will vary depending on state requirements. Individual contractors may need this insurance for coverage beyond what is offered by their personal auto insurance.

If you are shopping for insurance, from construction general liability insurance to builders risk coverage, it is important to find an insurance agency that will take the time to understand your business. This will help you know you are purchasing insurance that fits your needs.

Protection against Employment Practices Claims

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temporary staffing insurance

With temporary employees, the way a workplace runs can have subtle undercurrents. Dealing with a temporary employee or direct hire staff might feel different to some managers than they feel about permanent employees. They aren’t allowed to discriminate, but there could be allegations from someone not invested in the company, such as a temporary employee. That’s why it’s imperative to get a comprehensive package of temporary staffing insurance. If companies do so, they are helping ensure their profitability in the face of litigation.

 

What Employment Practices Policies Cover

 

On the face of it, employment practices refers to how people are treated on the job. This refers to both temporary employees and in-house employees. Claims typically deal with allegations of discrimination in one of several ways. With a diverse workplace, especially one comprised partially of temporary employees, miscommunication and misunderstanding happens. How management deals with it is the key. That why companies need temporary staffing insurance as protection against claims like these:

 

  • Sexual harassment
  • Unfair termination
  • Discrimination based on gender, religion, ethnicity, or sexual orientation

 

Why Coverage is Important

 

In the litigious climate of today’s workplace, it is not enough to believe your employees have good intentions in the way they deal with each other. When someone claims they were discriminated against, whether she is a permanent or temporary employee, the charge must be taken seriously. Specialists in temporary staffing insurancecan help identify potential weak spots in your coverage and may even be able to advise managers against potential losses or lawsuits.