Let Human Resources Be Handled by the Experts


The changing regulations of employee benefits, the trends in employee onboarding techniques, and the options for sourcing the most qualified employees have created a more complex human resources industry. Many companies that want to remain up-to-date and efficient in their operations have turned to HR outsourcing as a way to bridge the gap between demands and abilities. In fact, the team at iSure recommends working with a professional employer organization (PEO) as a way to reduce liability, expenses, and energy when it comes to HR functions.

Multi-tasking at Its Finest

Working with a PEO is more than just hiring a professional head hunter. While many HR companies are known for their ability to screen job applicants and streamline the application and hiring process, a good PEO can offer so much more. Areas of specialty often include:

  • Employee benefits and payroll administration
  • Risk management strategies
  • Workers’ compensation insurance
  • Regulatory compliance at local and federal levels
  • Employment practices liability coverage
  • General human resources services

Rather than having to continually train and work with individuals within the company to provide HR services, outsourcing the department can bring your experts and experienced professionals. This can reduce your risk of legal claims brought against the company, as the HR company is dedicated to exposing and addressing areas of risk with employee safety, benefits administration, and regulatory compliance.

The Most Important Traits in a PEO Insurance Company

PEO insurance company

Many businesses are working with professional employer organizations to reduce their costs and get help with administrative issues. But for a growing PEO, becoming more successful often means increasing the amount of risk you’re willing to take on. A solid insurance policy can help manage the risk co-employers face. When you’re looking for a PEO insurance company here are a few attributes to keep in mind.


Look for a company that specializes in insuring PEOs and staffing agencies. While it can be tempting to find the company with the lowest rates, this can come back to haunt you. A good agent will make sure that your policy matches your PEO insurance needs. A well-educated insurance company will limit exposure and reduce costs in the long run.


When a problem happens, you need to contact your insurance company immediately. 24/7 carrier claims reporting is vital because many client companies aren’t 9 to 5 businesses.

Other Considerations

While the first two traits should take priority, other qualities you should look at include:

  • Experience
  • Fair Pricing
  • Speed of Response
  • Mid-term Policy Enhancements

The publicity that co-employment has gained in recent years ensures that more businesses will be looking to gain the advantages of working with a PEO. Your organization can manage exposure as it continues to grow by finding the right PEO insurance company.