As a diligent homeowner, you understand the importance of having a comprehensive insurance policy. Still, you can’t stop thinking about coverage after you purchase it. Instead, you must periodically review your plan to be certain it continues to meet your needs. While talking to an agent at a reputable agency, such as the Duncan insurance agency, is your best bet, you may want to consider the following life events that typically trigger the need for more coverage.
- You have a new family member living with you
- A family member has moved out of your home
- You have completed an addition
When you modify your home or purchase new furniture, you may need to tinker with your policy limits. Likewise, if reduce your belongings, you may be able to save on your premiums. Further, if you are about to pay off your mortgage, you may want to work with a knowledgeable agent to rework the coverage you carry on your home. Regardless of your goals, purchasing insurance with a realistic picture of your needs is always an effective strategy.
If you have experienced any of these life events, you may need to increase your homeowner’s insurance coverage. By discussing your situation with an agent at the Duncan insurance agency, you receive the information you need to adequately protect your home.