Insurance That Reaches Past Normal Limits

High-Value Homeowners

If you haven’t looked into the difference between high-value homeowners insurance and traditional policies, you’re missing out on important information about extra protection for the property that is most likely your biggest asset. Today’s homeowner’s policies are designed to suit the average single-family home, but one of the joys of upward mobility is enjoying the fruits of your labor. That means for more and more people, the dream house is about more than just four bedrooms and a half-acre. If you’ve recently invested in a property with unique architecture, advanced technological features and creature comforts, or an expansive garden, you’re probably one of the people who could stand to get a quote on this specialized policy.

What Goes Into a High-Value Home Policy?

As the writers at www.mavon.com explain, high-value policies come with features that are designed to ensure you can fully restore your home to its original beauty and value, even if there are features whose replacement expenses exceed the basic coverage in the policy. Other features you will likely see in a quote include:

  • Coverage for sewage and drain problems
  • Accommodations covered if you need a place to stay while repairs are effected
  • Cash settlement options if you choose not to rebuild
  • Jewelry protection with additional limits

Learn more about what you can do to cover your high value home today.