The unique and individualized nature of home healthcare means that insuring workers requires a home healthcare specialty program. Home healthcare providers offer a wide range of services including skilled nursing care, physical therapy, and in-home companion care. A diverse group of medical and healthcare professional provide these services. The variety of healthcare offered requires a variety of insurances to protect providers.
A home healthcare agency may need insurances as different as professional liability, workers’ compensation, employment practices liability, general liability packages, and directors’ and officers’ liability insurance. These insurances will protect your management team, your agency and your property, and your employees and any personal property they may use while doing business. Your clients’ physical wellbeing and their property may also be protected by insurance. Seek coverage that offers an all-lines insurance solution, facilitating the payment of claims by using your entire insurance program. An insurance agent can help determine the coverage needed by your agency.
Home healthcare is frequently an option for patients as it is more comfortable, improving the patient’s quality of life while saving healthcare dollars. Professional healthcare allows patients and their families to remain in the comfort of their home while managing chronic health conditions. If you are a home healthcare provider, consider your insurance options with a home healthcare specialty program.