Yes, you need a car in Southern California, and yes car insurance is always mandatory. The reason it s mandatory is because very expensive vehicles and the health of the citizenry is at stake. If a car is totaled or banged up, that costs money. If a person is injured in an accident, that also costs money. When you combine the two, accident and injury, it can be particularly pricy.
This is not like New York or Boston, where you can just hop on a subway for two dollars. It would be nice if that were the case, but LA is a city of cars. Being that Los Angeles is such a mobile city with millions of vehicles, the car insurance industry is competitive. When a market is competitive, it is almost guaranteed that you will find a fantastic plan with a little bit of research. These insurance giants are constantly trying to outdo one another.
There is another way to secure excellent Los Angeles vehicle insurance on the cheap. Being that insurance rates are always fluctuating, it is a good idea to keep your eye on the market for cheaper prices before renewing your current contract. Ask around, research websites, and call the companies directly. Within the matter of a half hour or so, you have the ability to compare several insurance companies and come out with the best deal for yourself and your family. There is no reason to get ripped off when you are browsing for Los Angeles Car Insurance.