Policies for wholesale insurance in New Jersey tend to address the specific risks that wholesalers and distributors face in pricing their goods and delivering them to retailers. Many of these businesses are involved with food, which presents its own unique problems such as spoilage. Food spoilage insurance is very important to have, but it is also important for you to protect your coverage by taking the right action.
Know the Fine Print of Your Coverage
Some types of food spoilage coverage require certain actions on your part. For example, it may be difficult to be awarded your coverage if the food spoils because you failed to maintain your storage equipment properly. The fine print of your coverage may address certain responsibilities you have in order to make sure the food remains unspoiled. Usually, as long as you do everything on your part, your coverage kicks in if something goes awry and the food goes bad.
Implement Protocols For Preventing Spoilage
To avoid the headaches of fighting for your wholesale insurance in New Jersey, immediately implement protocols to prevent spoilage. This may include:
- Monitoring food temperature protocols as well as standards
- Inspection of food
- Regular inspections of food storage areas and transportation methods
- Regular equipment maintenance
As long as you do everything within your power to prevent food spoilage, you shouldn’t have to worry about receiving compensation in the event that something does go wrong.