Why Public Officials Need Appropriate Insurance

Public Officials Insurance

Serving your community as an elected official is an honor. You are responsible for listening to your constituents and doing your part to ensure the rules and engagements of society are headed in a direction that benefits everyone. Naturally, there are many drawbacks that can come along with this territory. In the event of a problem, you want to feel confident that your insurance will help protect you from potential financial and legal repercussions. This begins with a comprehensive insurance plan.

The Basics

Understanding the basics of public official insurance can provide you with insight on its importance. When a suit is brought against you, your insurance is the best line of defense you have. Whether you’re in a situation where you’re being accused of mismanaging money or there have been issues with hiring or firing practices, your insurance helps to provide you with the resources you need to get through the situation with as minimal damage as possible. Other areas where your insurance can come in handy include:

  • Improper granting of licenses and permits
  • Exposures like denials or approvals for zoning
  • Dismissing employees under questionable circumstances

The Big Decisions

In order for you to do your part and make big decisions as a civil servant or public official, you need to make sure you’re going through the steps with your insurance. Review your current policy and see what you need to do to fully cover yourself in the future.

Let Human Resources Be Handled by the Experts


The changing regulations of employee benefits, the trends in employee onboarding techniques, and the options for sourcing the most qualified employees have created a more complex human resources industry. Many companies that want to remain up-to-date and efficient in their operations have turned to HR outsourcing as a way to bridge the gap between demands and abilities. In fact, the team at iSure recommends working with a professional employer organization (PEO) as a way to reduce liability, expenses, and energy when it comes to HR functions.

Multi-tasking at Its Finest

Working with a PEO is more than just hiring a professional head hunter. While many HR companies are known for their ability to screen job applicants and streamline the application and hiring process, a good PEO can offer so much more. Areas of specialty often include:

  • Employee benefits and payroll administration
  • Risk management strategies
  • Workers’ compensation insurance
  • Regulatory compliance at local and federal levels
  • Employment practices liability coverage
  • General human resources services

Rather than having to continually train and work with individuals within the company to provide HR services, outsourcing the department can bring your experts and experienced professionals. This can reduce your risk of legal claims brought against the company, as the HR company is dedicated to exposing and addressing areas of risk with employee safety, benefits administration, and regulatory compliance.