Important Considerations for Purchasing RV Insurance

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Purchasing an RV is a symbol of freedom for many. With that freedom comes responsibility. Your choices for RV Insurance need to meet with your travel or living plans, making the purchase of insurance for your recreational vehicle a more complicated process than obtaining auto insurance.

RV Age and Type Considerations

The age of your vehicle will have a significant impact on the amount and type of coverage you need. Likewise, RV insurance requirements for a motorhome might differ from what would be required for a small travel trailer.

Travel Considerations

The amount of coverage you need will greatly depend on what your travel intentions are. If you are storing your vehicle for much of the year, you might have the option of increasing your coverage for the times that you are traveling. For full-time RVers, you will need adequate protection for the increased time you spend in your vehicle and on the road.

Additional Coverage Considerations

Along with standard liability and collision protections, the experts at suggest that you consider expanding your coverage for other risks inherent in RV living or travel, including gas leaks and fires. If you plan to travel out of the country, you will also need to ensure you have the proper insurance for coverage outside of the US.

Obtaining sufficient RV insurance requires careful consideration of RV age and type, travel intentions and additional coverages.  Good coverage gives you peace of mind so that you can enjoy the freedom of the road.