Telemedicine is an important element of the robust and technology driven Affordable Care Act system (Obama care) and provides paths for reducing costs in the brand new health care structure, as it gives options in the best way to get health care services. The Affordable Care Act is the most comprehensive overhaul of the country ‘s health care system in decades plus it’s execution and sign ups will all be processed through market exchanges.
What is the Meaning of Telemedicine?
Telemedicine is using telecommunication and data technology to offer clinical health care without a normal face-to-face consultation. It can help eliminate distance barriers and can enhance accessibility to supplementary medical services for people with:
- Basic or No Insurance
- High Deductible Insurance
- Traditional Insurance
- Telehealth Vs Telemedicine
Telehealth is an older, broader term for services for example health education and isn’t restricted to clinical services, while Telemedicine concentrates on the interaction between the patient and their healthcare professional. Telehealth has a broader range than telemedicine and is sometimes called e-health, e-medicine, or telemedicine. Health care professional use tools like emails, e-visits, e-prescribing, after hours care, e-reminders, health assessments, self-management tools, health coaching etc. Examples of Telehealth are health professionals discussing a case over the phone or conducting robotic surgery between facilities at different endings of the world.
The State of the Market
The Affordable Care Act (Obama Care) Health Insurance Exchange (HIX) opens on Oct 1st, 2013. and goes into operation on Jan 1st, 2014. The Obama Care exchanges, are State, Federal or combined-run on-line markets for health insurance. Americans may use their State’s “Affordable” Insurance Exchange marketplace to get coverage from competing private health care suppliers.
Measures to subscribe to Health Care Plans
- Participants enter private information into a web portal
- Learn their eligibility for subsidies based on income, state-determined standards or company-established options.
- Utilize a cost calculator to search, compare and select a greatest benefit health plan.
- Several major health companies have programs like TelaDoc in Aetna, KP-OnCall in Kaiser etc, attempting to set up footholds in a marketplace which is widely expected to grow fast. All participants need to do is research for telemedicine gains through their health insurance plans or sign up for independent programs.
How Health Care Professionals Dispense Telemedicine
Doctors can treat most everyday health needs by phone or a scheduled video consultation. A study by the American Medical Association shows that 4 out of 5 visits to your primary care physician could happen to be treated on the telephone instead. After every consultation, patients will receive a clinical report which can be e-mailed to a primary care physician.
Registered Nurses manage triage calls and act as health coaches. For some particular symptoms, they give guidance for the most appropriate care, and over 32% of the time offer self-care options so patients avoid a visit to the doctor, ER or Urgent Care facility entirely.
Common symptoms frequently treated through Telemedicine
Respiratory Infections, Cold/Flu Symptoms, Urinary Tract Infections, Sore Throats, Headaches/Migraines, Sinusitis, Allergies, Insect bites, Particular Rashes, Sprains/Strains, Arthritic Pain, Stomach Aches/Diarrhea, Gastroenteritis, Minor Burns and several non-emergency medical conditions
By 2014, the law mandates that all non-exempt Americans have health insurance or face a tax penalty. The Affordable Care Act has far reaching edges such as forbidding insurance companies from dropping a clients’ coverage if they get sick or discrimination against anyone with a preexisting ailment and expanding children’s qualification on parent’s plans.
For entrepreneurs, who will almost certainly be responsible for their own health insurance, knowing how telemedicine can supplement their health insurance plans, means they can take complete advantage of the choices, economies and benefits.